💚 QARD AL-HASAN — Interest-Free Loan

Goodwill loan with no interest. You repay only the principal.

💰 Fees (paid in EURQ)

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Fee Type	Amount	Refundable
Admin (processing)	5%	❌ No
Arrangement	1.5%	✅ Yes (if we fail)

🔒 Insurance (mandatory)

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Provider	Premium	Link
Soter Insure	0.5–1%	https://www.soter.insure
Relm Insurance	0.5–4%	https://www.relminsurance.com

🏦 Collateral Types (125% coverage)

• Недвижимость — UAE, Турция, UK, EU (США — НЕТ)
• BYT — 1 BYT = $227,273,174
• ZBANK / YBANK — $227 за токен
• EURX / EURG / EURZ / EURF / EURD — 1 евро (1:1)
• Криптовекселя BYT — дисконт: 60м:40%, 40м:30%, 20м:20%, 10м:10%
• SBLC — топ-10 банков (филиалы за пределами США)

🧮 Calculator — Loan Amount

Example: $10,000 loan

• Loan in EURQ: 10,000 EURQ
• Collateral 125%: 12,500 EURQ (or equivalent)
• Admin fee 5%: 500 EURQ
• Arrangement fee 1.5%: 150 EURQ
• Insurance 1%: 100 EURQ
• Total to send: 10,750 EURQ
• You receive: 10,000 EURQ
• You repay: 10,000 EURQ

📋 Procedure

1. Check EURQ price (1 евро)
2. Buy EURQ if needed (STON.fi / DeDust)
3. Pay admin fee (5%) to the address above
4. Fill the form → contact @BOYMAT_token_BYT
5. Provide collateral (125%) to the address above
6. Pay insurance premium (0.5–4%) to the address above
7. Pay arrangement fee (1.5%) to the address above
8. Receive loan in EURQ
9. Repay principal by agreed date → collateral returned

Apply now →